Top Health Insurance Products & Features (India, 2026)
Explore popular plans from major insurers with key benefits and features.
HDFC ERGO
- Optima Secure – Restore benefit & room rent at actuals
- Optima Restore – Automatic sum insured restoration
- Global Medical Insurance – Worldwide network & comprehensive cover
Features: Lifelong renewability, cashless treatment, wellness programs
Care Health Insurance
- Care Supreme – Wide sum insured & cashless access
- Care Classic – Affordable entry-level cover
- Care Advantage – Annual health checkups included
Features: Money-back bonus, unlimited restoration, wellness discounts
Niva Bupa
- ReAssure 3.0 Brochure – Unlimited reinstatement of sum insured
- Senior First Brochure – Designed for seniors
Features: No-claim bonus booster, OPD cover options
Aditya Birla Health
- Activ Assure Diamond – High sum insured options
- Activ Fit – Wellness bonuses & healthy-living rewards
Features: No-claim bonus booster, OPD cover options
ICICI Lombard
- Complete Health Insurance Brochure – Comprehensive cover
- Health AdvantEdge Brochure – Wellness benefits & cashless access
Features: Free health checkups & lifestyle benefits
Bajaj Allianz
- Health Guard Gold – Maternity cover & AYUSH treatments
- CritiCare (Critical Illness Cover) – Critical illness focused plan
Features: Family floater options, extensive network
Star Health & Allied
- Star Comprehensive Insurance Policy – Broad cover for all ages
- Family Health Optima Insurance Plan – Family floater plan with wide coverage
Features: Large hospital network & flexible premiums
SBI Arogya Supreme
- Arogya Supreme Plan – High cover options up to ₹5 crore
Features: Lifelong renewability & cashless access