Top Life Insurance Plans & Features (India, 2026)

Discover trusted life insurance plans to protect your family and secure long-term financial goals.

HDFC Life

• Click 2 Protect Super – Comprehensive term plan
• Sanchay Plus – Guaranteed income plan
• ULIP ProGrowth Plus – Market‑linked wealth plan

Features: High claim settlement ratio, flexible riders, tax benefits

ICICI Prudential

• iProtect Smart – Customizable term insurance
• Guaranteed Income For Tomorrow
• ULIP Wealth Builder

Features: Multiple payout options, critical illness riders

Max Life

• Smart Secure Plus – Pure term protection
• Guaranteed Income Plan
• Online Savings Plan

Features: Lifetime renewability, high sum assured options

Tata AIA Life

• Sampoorna Raksha Supreme
• Fortune Guarantee Plus
• ULIP Wealth Pro

Features: Income replacement, wealth creation, flexibility

SBI Life

• eShield Next (Smart Shield Plus) – New‑age term insurance
• Smart Wealth Assure
• Retire Smart Plus

Features: Trusted PSU backing, long‑term stability

Bajaj Allianz Life

• Smart Protect Goal
• Guaranteed Income Goal
• ULIP Future Gain

Features: Return of premium options, flexible terms

Aditya Birla Sun Life

• DigiShield Plan
• Guaranteed Milestone Plan
• ULIP Wealth Max

Features: Digital‑first plans, high cover at low cost

PNB MetLife

• Mera Term Plan Plus
• Guaranteed Income Plan

Features: Simple structure, strong global backing